I am writing to ask and hopefully get some answers on some questions that I have.  First off my main objective is to pay off my school loans.  I live in a low income area.  I owe almost 50,000 dollars in school loans.  While I was going to college I don't know how I never recieved any finiancial aid for school because my dad made 50,000 dollars and my mom was a stay home mom.  My father supported me, my brother, my sister and my nephew.  How they expected him to pay for college is beyond me.  I am now working full time and make 30,000 a year, but after rent, a car payment, insurance, gas, food, all the other bills ... I can hardly pay for brakes when I need them.  My loans have been in def. since 2002.  Now interest is getting charged and I have no way to pay it!!!  No way!!!  I stress over it everyday and am looking for some serious help in paying these loans.  There has to be a way I can get the government to look at my status from before til now and help me with my situation.  Atleast I am praying for this.  I don't know how to live a stress free day because I know I have all this money to pay back with no income to do so.